How to Make UPI Payments Without an Internet Connection: A Step-by-Step Guide

Has this ever occurred to you that you’re in the course of sending cash on-line utilizing Google Pay, Paytm, PhonePe, or every other UPI cost service, and your Internet connection stops working for some cause? If sure, then *99#, a USSD (Unstructured Supplementary Service Data) based mostly cellular banking service, may be actually useful to you. It helps you to request and ship cash, change UPI PIN, and even verify account stability with out an web connection.

The *99# service brings banking providers to everybody throughout the nation. It is obtainable by 83 main banks and 4 telecom service suppliers and may be accessed in 13 completely different languages ​​together with Hindi and English. Here’s how one can set it up and make offline UPI funds.

Set up offline UPI funds

  1. Dial 99# in your smartphone or function cellphone. But, be sure to are utilizing the identical cellphone quantity to make this name that has been linked to your checking account in any other case this service will not work.

  2. Then, select your desired language and enter your financial institution identify.

  3. You shall be proven an inventory of financial institution accounts which might be linked to your quantity, so select the one that you really want to use by urgent the proper possibility.

  4. Now, enter the final 6 digits of your debit card alongside the expiry date.

  5. Once you’ve gotten efficiently set it up, you may make UPI funds with out an Internet connection, as defined within the subsequent steps.

Make offline UPI funds

  1. Dial *99# in your cellphone and enter 1 to ship cash.
  2. Choose your required possibility and enter the UPI ID/ cellphone quantity/ checking account variety of the individual you need to ship cash to.
  3. Then, enter the quantity and your UPI PIN.
  4. Once finished, your cost shall be efficiently made, and you can be charged a most of Rs. 0.50 per transaction for utilizing the *99# service.

Currently, the higher restrict on this service is Rs. 5,000 per transaction. Do do that out and tell us within the feedback if this was helpful.

For extra tutorials, go to our How To part.


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